LENDER
A mortgage broker or direct lender.
A mortgage broker works with other lenders and farms your loan out to the one most suited to your situation.
A direct lender provides loans using his own funds. He may also be a broker which provides the greatest choice to the buyer.
It is an advantage to go with a local high desert lender who will have established contacts with the other providers on your home purchase (escrow, title, appraiser). Your REALTOR can put you in contact with a reliable local lender.
Jim Forsyth. College Realty Inc. GMAC Real Estate. 14767 Bear Valley Road, Hesperia, CA, 92345